Overland Water Protection
Overland water protection is a product covering damage caused by water that suddenly accumulates and enters your property during weather events such as heavy rain, spring run-off, or overflowing lakes and rivers.
Aviva and Intact have introduced overland water protection
With tens of thousands of Canadian suffering losses from water damage in recent years, Water Protection offers prudent coverage for you. This coverage can be added as an endorsement to existing personal property policies.
Overland water protection goes hand in hand with the water coverage in your base policy and sewer backup coverage.
Both overland water protection and sewer backup coverages are optional. These options and coverage are different for Aviva and Intact.
Aviva offers sewer backup with the option to add overland water protection in addition to sewer backup.
Intact offers the water protection as a package with sewer backup, water protection and overland water protection, limits apply.
Overland Water Eligibility
The overland water endorsement is available to the vast majority of customers and can be added to eligible or qualifying policies for new business, at renewal or mid-term.
However, there will be a few people who live in areas that are highly prone to overland water damage where this offer of coverage will not be offered.
As well, properties located within 100 metres of a river or with a reverse slope driveway are not eligible for the overland water endorsement
Contact us to go over the differences in water protection options to see which coverage is best for you. 403-678-5122
Did you know? Properties located within 100 meters of a river, body of water or with a reverse slope driveway are not eligible for an overland water endorsement.