Property – FAQ


What is “Comprehensive Coverage”?


What is “Coverage A – Dwelling Building”?


What is “Coverage B – Detached Private Structures”?


What is “Coverage C – Personal Property”?


What is “Coverage D – Additional Living Expenses”?


What is “Coverage E – Legal Liability”?


What is “Coverage F – Voluntary Medical Payments”?


What is “Coverage G – Voluntary Payments for Damage to Property”?


What does “Scheduled Property” on your policy mean?


What does “Guaranteed Replacement Cost” on Dwelling Building mean?


What options are available for “Payments for your Insurance Policy”?


What is “Overland Water” or “Ground Water” Protection”?


What is “Sewer Back Up coverage”?


What is “Building Bylaw Endorsement”?


What is “Identity Theft Endorsement?


Why a “Wood stove questionnaire”?


What is a “Home Based Business” endorsement?


What is “Umbrella Coverage”?



What does “Unit Additional Protection” cover?


What is “Common Elements Loss Assessment”?


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Did you know that rental income protection (for an insured loss) is an option available for your rental properties?